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Steer Clear. Terminally out-of-date supermini that only makes sense if it's very cheap indeed. Dynamics, equipment and build quality are all far removed from modern standards.
It's hard to work out why the Swift is still on sale. The little Suzuki is built in Hungary alongside its sister car, the equally dire Subaru Justy. The Swift is old fashioned, unpleasant to drive and totally lacking in any modern impact protection: airbags aren't even an option. Then there are the insipid driving dynamics, indifferent ride quality and noisy, slow engine. It really is motoring from another era, and it's not even that cheap: just £500 more gets you into the modern, well equipped Renault Clio and a basic Ford Ka actually costs less. One to avoid with extreme predjudice.
16.9% APR Typical Variable Netcars expects 66% of it's customers to qualify for this rate or better. The rate you get will depend on your circumstances. Netcars is authorised and regulated by the financial services authority.