Welcome to Netcars Car Loans

At netcars we make it our business to provide vehicle financing options for everyone whether you are looking for traditional hire purchase or leasing quotes. We can supply and home deliver any make and model from a used Ford Focus to a new Range Rover Sport. Vehicles come with large discounts direct from manufacturers, leasing companies and other trade organisations. We simply provide cars and finance.

Complete our straightforward car loan application and receive an instant decision. Once accepted our experienced car finance advisors will be on hand to discuss your every requirement.

Testimonials

Testimonial Picture

Brendan Leese

I could not be happier with the service provided by Netcars. I am still in shock considering that I initially approached Netcars last week and one week later I drove my dream car home. Rob was fantastic an excellent communicator and a real asset to Netcars, he understood my needs found the car I wanted, on budget along with the finance I needed. Top job, 10/10! If anyone is reading the testimonials and pondering on whether or not contact Netcars- do it, because I know it wont be the last time I do! read more testimonials

Car Loans

Great rates and a fast service…

Borrow from £3,000 - £100,000 using any of our competitive funding options. Apply online now and you could get a great rate of 8.9% APR for loans of £7,500 or more*

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Guaranteed Car Finance

Great finance deals on cars of all sizes

Typical Small Car

VW Golf 1.4S
2008, Black, Grey cloth, CD
AC, 15k miles
£225 + VAT per month

see all options

Car loans made easy

  • New or used car loans

    We offer great rates on car loans whether you are looking to buy a new or used car. We are able to source new or used vehicles direct from trade organisations cutting out the middle man allowing us to pass huge savings on to you. You can collect your car from our new modern dealer showroom or choose to have your new car delivered to your door step. Apply for your car loan now and receive an instant decision.

  • About our car loans

    At netcars our car loans cost you less! We will get you the most competitive car loan based on your personal circumstances and financial behaviour from our panel of lenders. We provide car loans for all employment types from company directors to self employed taxi drivers. Rates start from as little as 7.9% APR on all our car loan products. We can also help you obtain car finance if you’ve had difficulty doing so in the past.

  • About our service

    The service we provide covers the entire UK from top to bottom. We simply make buying your next car nice and easy. Once your car loan application has been successful we will be on hand to discuss your exact vehicle requirements. You can choose to collect your car from one of our handover centres or have your new car home delivered. We will even take your old car as part exchange and settle any outstanding finance.

  • Our optional insurances

    For most people, buying a car is the second biggest credit commitiment after purchasing a house. There are several insurances we offer for you to consider when buying your new car. The first is payment protection insurance which protects your car loan repayments in the event of accident and sickness, unemployment and death. We also offer Return to Invoice (RTI) which will pay the difference between your motor insurer’s settlement and the original invoice price in the event that it is written off or stolen. For your peace of mind we also offer comprehensive used car warranties with no excess and up to £1,000 payout per claim.

* Loans are subject to status and successful identification and verification procedures. We set individual rates on the basis of a customer's financial status and the amount borrowed. You may be offered a loan however, the rate you're offered may differ from the APR shown.

What is my Credit Rating?

Need a car loan? Don't know your credit rating? We may be able to help you find out without performing an official credit check.

By completing our short set of questions, we can estimate your credit rating without performing a credit check. This will give you a guide to how finance lenders and banks will rate your credit history and also show you some example monthly payments for selected cars.

Find me a car!

Associated Partners

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Find Me A Car

Can't find the car you're looking for? Let us do the work for you!

We have access to thousands of vehicles and are constantly looking out for savings that we can pass on to you.

Find me a car!

Car Loans News Headlines

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16.9% APR Typical Variable Netcars expects 66% of it's customers to qualify for this rate or better. The rate you get will depend on your circumstances.
Netcars is authorised and regulated by the financial services authority.